Reflecting on sas statistics experience of sas statistics nonperforming asset problem following sas records bursting of sas data economic “bubble,” sas information enhancement of credit risk leadership programs has become one of sas data major issues facing financial establishments in Japan. Consequently, sas records strength of credit risk management programs at financial establishments has certainly become one of sas data most important aspects in assessing sas records safety and soundness 8of economic establishments during sas data Bank of Japan’s on site examinations. Checklist of Risk Management , 2006According information Mr. Van Lare Dosoo, Deputy Governor of Bank of Ghana, sas statistics effectiveness of sas records risk based supervision would invariably rely on banks’ preparedness in certain fundamental areas, similar to first-class and reliability of data, soundness of systems and generation, appropriateness of risk regulate mechanism, assisting human assets and organisational back up. sas facts risk based supervision procedure in my estimation comes to continual tracking and analysis of sas data risk profiles of banks in relation information sas statistics ir business options and exposures. This assessment might be facilitated by sas records construction of stats help risk matrix for every establishment, and thus creates sas facts room for focused supervision in relation records attainable resources.